Credit Card Anxiety

Nowadays, people – and I mean even I – realize the value of credit card. I have been around the internet business for about a year now and found out that most of online transactions require cards. From travel to shopping from the comfort of your home.

Since this is my first time to apply for one,  my mind is still divided. For one, most of my the people I know of has been buried in depth, paying for their credit card dues for years and until now. My apprehension is that I would one day be part of that statistic. I know everything depends on the cardholder.

“If in doubt, DON’T.”

The reward cards and other perks may be enticing but I think I’m just gonna stick on what I have right now – debt free